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Australia’s Student Visa (Subclass 500) allows international students to study full-time at an approved Australian institution. In 2026, the Department of Home Affairs has tightened assessment standards, making it essential to meet every requirement clearly and correctly.
This guide explains all Student Visa 500 requirements, recent changes, and how to avoid refusal.
What are the requirements for Student Visa 500 Australia in 2026?
To apply for Australia’s Student Visa (Subclass 500) in 2026, applicants must hold a valid CoE, meet the Genuine Student (GS) requirement, show sufficient financial capacity, meet English language standards, maintain OSHC, and pass health and character checks.
✅ Core Student Visa 500 Requirements
1️⃣ Confirmation of Enrolment (CoE)
You must have a valid CoE issued by an Australian education provider registered under CRICOS.
2️⃣ Genuine Student (GS) Requirement
Applicants must demonstrate they are a genuine student, not a visa overstayer.
You must explain:
- Why you chose Australia
- Why this course fits your career
- Why this institution is suitable
- How study benefits you after return or migration
⚠️ Generic statements are a major refusal reason.
3️⃣ Financial Capacity (2026 Standard)
You must show funds for:
- 12 months living costs (AUD 29,710)
- Tuition fees
- Travel expenses
Funds must be:
- Verifiable
- Lawfully sourced
- Clearly documented
4️⃣ English Language Requirement
Accepted tests include:
- IELTS
- PTE
- TOEFL
- OET
Scores must be valid at time of application.
5️⃣ Overseas Student Health Cover (OSHC)
You must maintain OSHC for the entire duration of your stay.
6️⃣ Health & Character Checks
- Medical examination
- Police clearance certificates (if required)
⏳ Student Visa Processing Time (2026)
Processing time varies by:
- Country risk level
- Course sector
- Quality of documentation
⏱️ Average: 4–12 weeks, longer for Level 3 countries.
❌ Common Student Visa Refusal Reasons
- Weak GS statement
- Inconsistent financial documents
- Course mismatch with background
- Poor English evidence
📌 What This Means for You
Australia still welcomes genuine students — but applications must be decision-ready.
👉 Professional preparation significantly reduces refusal risk.
Need Help?
Go Ahead Migration assists with:
- GS statements
- Financial structuring
- Decision-ready applications
FAQ
Q1. Is Student Visa 500 harder in 2026?
Yes. Australia has tightened GS assessment and financial verification, especially for high-risk countries.
Q2. How much money is required for Student Visa 500 in 2026?
Applicants must show at least AUD 29,710 for 12 months living costs, plus tuition and travel.
Q3. Can Student Visa 500 lead to PR in Australia?
Yes. Through 485 Graduate Visa, employer sponsorship, or state nomination pathways.
Q4. What causes most Student Visa refusals?
Weak GS statements, unclear finances, course mismatch, and poor English evidence.